Shamba Records is a distributed ledger that runs on blockchain technology and uses big data and artificial intelligence to collect farmer’s data and process their payments. It provides smallholder farmers with a farm management tool that connects them to aggregation centres, banks, insurance companies and marketplaces. Through its digital platform, the company automates payments, credit scoring, credit issuance, livestock insurance and agriculture extension services

Market Opportunity/ Problem

Only 4% of smallholder farmers currently have access to credit making it difficult for them to purchase seedlings and livestock. On average, a high milk production operation costs above US$1,000 and many farmers are unable to obtain capital to participate in this space. This is largely on account of a lack of records necessary to perform credit rating for smallholder farmers. Shamba records is digitizing the process of collecting farmer data and uses this to assign a credit score that allows them to access credit

Company Information

Years of operation


Type of organization

Private company

Stage of the business

Growth stage

Agribusiness focus

Enabling (Digital agriculture/aggregation platforms)

Agriculture value chain(s) focus?

Cash Crops

Primary country of operation


Other country(ies) of operation


How many employees does your business have?


Does the business have more than 30% women ownership?


Does the business have more than 30% youth ownership (under 35 years)?


Financing and expansion overview

How much capital is the company currently fundraising (US$)?


What is the split between equity and debt?

80% Equity and 20% Debt
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How to engage

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